Our Services

We are here to help guide you through the often overwhelming process of creating a comprehensive financial plan.  You should clearly understand that as we help you create your plan, we act as a fiduciary.  In a nutshell, this means that we must make recommendations to you that are the same recommendations we would make to ourselves if we were in your same situation.  There are lower standards of conduct, but we adhere to this higher standard.

Through the process we will:

  1. Review your individual situation and personal objectives. Every family’s financial situation is unique. That’s why it’s so important to find out as much as we can about you and your financial goals. The more we know about you, the more precise recommendations we can make and the more we can help you. As a result, we will be taking some time to discuss your hopes, dreams and objectives —not simply the things that really matter to you - but the things that make you WHO you ARE.
  2. Analyze and review your needs. As needed, we will work with you to identify and prioritize your objectives, and then help establish benchmark goals. This is important because we live in a world of unlimited choices. People often fail to achieve objectives because they try to accomplish too much at once, or they don't attach specific deadlines to their goals. By breaking down your goals to specific objectives, you can look at available resources and decide which goals are realistic, which need to be adjusted and scaled down, and which simply must be abandoned. 
  3. Develop and implement a strategy to help you achieve your goals. Based on our conversation and analysis, we can recommend products and strategies that can help you achieve your financial goals. 
  4. Coordinate your financial activities. If you would like, we can also coordinate your insurance and financial activities for you with the other members of your team of financial, tax and legal advisors.
  5. Monitor progress; provide ongoing service as your needs and situation change over time. Planning is not a one-shot deal. Strategies need to be adjusted periodically as your life changes. We will work with you over the years to help keep your program on track with your changing needs.